Legal
Privacy Policy
STEADCALM Pty Ltd (ACN 000 000 000) collects, uses, holds and discloses personal information in accordance with the Australian Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). This is a plain-English summary — the full binding version is available on request.
What we collect
- Account details: name, email, phone, verified identity documents.
- Super and BDBN data you choose to give us: fund names, USIs, beneficiaries, percentages, signing dates.
- Documents you upload to the vault (encrypted end-to-end with keys we cannot access).
- Technical data: IP, device, browser, cookies used to keep the app secure.
How we use it
- To run your account, deliver the BDBN Checker, and send you renewal reminders.
- To meet our AML/CTF, tax and consumer-protection obligations.
- To detect and prevent fraud, abuse and unauthorised access.
- Aggregated, de-identified analytics to improve the product — never sold.
Who we share it with
- Never sold. Never rented. Never used to train third-party AI models.
- Sub-processors (cloud hosting, email delivery, payments) — all Australian-region where offered, all contractually bound.
- Law enforcement only under a valid Australian warrant or subpoena.
Your rights
- Access and correct your data at any time from your account settings.
- Delete your account and all associated data — done within 30 days of request.
- Complain to us first. If unresolved, complain to the OAIC at oaic.gov.au.