Scenario
Divorce & Separation
A divorce settlement can split the house, the accounts and the business. It doesn't automatically touch your super nomination. If your BDBN still names your ex-partner, that's who inherits — even years later.
The three things that break at separation
- The beneficiary. Ex-spouses often remain listed by name — and until you file a new BDBN, they remain binding.
- The percentage split. Kids' allocations often assumed a two-parent household. They rarely still do post-separation.
- The witnesses. Your ex might have been one of the original witnesses. That doesn't invalidate the old form, but it makes them a bad choice for the new one.
What STEADCALM does
- Scans every recorded nomination and contact for your former partner's name once you record the separation.
- Generates a signature-ready, pre-filled nomination for every fund you select, with your updated split.
- Reminds you 47 days before each new nomination lapses, so life admin doesn't undo your fresh start.
- Removes every flagged former-partner contact from your inner circle in one action.
Talk to a family lawyer
Interactions between super splitting orders, BDBNs and testamentary trusts are genuinely complex. STEADCALM gives you a clear picture and a signature-ready form. A family lawyer decides the split.