Scenario
Medical Emergency
A serious diagnosis or accident doesn't just interrupt work. It interrupts your ability to sign forms, update nominations and correct paperwork. The window to fix your BDBN is now — not from a hospital bed.
At the ER
- A printable Medical ID card (blood type, allergies, medications, conditions) generated from your profile — for your wallet, fridge and glovebox, with a QR code that opens a read-only view without a login.
- Emergency contacts stored in your Household register, ready to be reached by your nominated inner circle.
- Advance care directive kept in the Document Vault so the person handling your affairs can produce it on request.
In the weeks after
- Insurance claim documents (income protection, TPD, trauma) in one place.
- Enduring Power of Attorney on file for the person handling your affairs.
- Current BDBN accessible so your EPOA doesn't discover a lapsed nomination during a crisis.
Why we push you to fix the BDBN today
A binding nomination has to be signed by you, in front of two eligible witnesses. Nobody can sign one on your behalf — not your spouse, not your EPOA, not your solicitor. If you lose capacity with a lapsed BDBN, the trustee gets discretion. That's why we chase you 47 days out.